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26 Jan 11 The State of the Mortgage Industry 2011

In the spirit of politics, Bryan Dornan published an article outlining the “State of the Mortgage Industry.” In April there will be significant changes as the Dodd-Frank mortgage reform bill will finally go into motion.  Dornan points out short-sidedness of this bill that is supposed to protect consumers.  Like many mortgage executives, he believes that this reform bill is bad for the mortgage industry and ulitemately it will be bad for consumers because the cost to finance a new home and mortgage rate refinancing will rise significantly.  In is inevitable that we will see a consolidation in the home financing market as many smaller brokers will close their shops, because they can’t compete with the new rules.  The mortgage reform bill will change the way brokers and loan officers are paid and many lending companies have already started down-sizing their loan originators.  Read the complete article online > The State of the Mortgage Market

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