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	<title>Mortgage News Post &#187; Mortgage Crisis News</title>
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	<description>Mortgage News Blog publishes home loan articles for brokers, lenders and consumers.  People trust our mortgage blog for breaking the financing stories that matter.</description>
	<lastBuildDate>Thu, 02 Sep 2010 15:14:37 +0000</lastBuildDate>
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		<title>Emergency Homeowner Loan Program</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/08/11/emergency-homeowner-loan-program/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/08/11/emergency-homeowner-loan-program/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 23:03:56 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Foreclosure Prevention News]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Mortgage Crisis News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Relief]]></category>
		<category><![CDATA[Emergency Homeowner Loan Program]]></category>
		<category><![CDATA[FHA short refinance program]]></category>
		<category><![CDATA[self-employed home loans]]></category>
		<category><![CDATA[under-water mortgages]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=485</guid>
		<description><![CDATA[Word on the finance street is that the Federal government will soon announce the Emergency Homeowner Loan Program.  The latest round mortgage bail-outs from the Obama Administration is said to be focused on aiding homeowners who have under-water mortgages.  According to CNNMoney, the Obama administration pledged another $3 billion in additional funds available to assist distressed homeowners in a foreclosure prevention effort. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>1 in 5 Homes Are Plagued with Underwater Mortgages</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/08/09/1-in-5-homes-are-plagued-with-underwater-mortgages/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/08/09/1-in-5-homes-are-plagued-with-underwater-mortgages/#comments</comments>
		<pubDate>Mon, 09 Aug 2010 22:21:44 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[Foreclosure Prevention News]]></category>
		<category><![CDATA[Mortgage Crisis News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Relief]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=483</guid>
		<description><![CDATA[Zillow published a mortgage report that revealed that more 1 in 5 U.S. homes have a mortgage that is presently underwater.  This is the primary reason that so many lenders are offering loan modification agreements in regions that have seen significant declines in home values.  Fewer Americans are strategically defaulting on their mortgage loans, foreclosure [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Government Mortgage Help with FHA Short Refi Program</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/08/06/government-mortgage-help-with-fha-short-refi-program/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/08/06/government-mortgage-help-with-fha-short-refi-program/#comments</comments>
		<pubDate>Fri, 06 Aug 2010 15:31:43 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[FHA mortgage news]]></category>
		<category><![CDATA[Mortgage Crisis News]]></category>
		<category><![CDATA[Mortgage Reform]]></category>
		<category><![CDATA[Mortgage Relief]]></category>
		<category><![CDATA[FHA short refi]]></category>
		<category><![CDATA[Government Mortgage Help]]></category>
		<category><![CDATA[underwater home loans]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=471</guid>
		<description><![CDATA[HUD announced another round of government mortgage help with their new FHA Short Refinance program. Many homeowners are struggling as their home values have declined dramatically in recent years. In fact many borrowers are actually underwater with their mortgage balance greater than their home value.  According to HUD, 11.3 million borrowers were underwater with their [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is the Financial Reform Bill Flawed?</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/07/28/is-the-financial-reform-bill-flawed/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/07/28/is-the-financial-reform-bill-flawed/#comments</comments>
		<pubDate>Wed, 28 Jul 2010 19:51:18 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[Mortgage Compliance]]></category>
		<category><![CDATA[Mortgage Crisis News]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Reform]]></category>
		<category><![CDATA[Mortgage Reform Bill]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[financial reform bill]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=453</guid>
		<description><![CDATA[Much to the surprise of many pundits, the recently signed Financial Reform Bill did not outline guidelines for regulators to begin crafting the future of Fannie Mae, Freddie Mac, and Ginnie Mae.  Although this was viewed as an oversight by most, it was the right move because it will allow our political and financial leadership [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>California Mortgage Brokers Get Criminal Checks Yet Banks Are Exempt</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/07/21/california-mortgage-brokers-get-criminal-checks-yet-banks-are-exempt/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/07/21/california-mortgage-brokers-get-criminal-checks-yet-banks-are-exempt/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 21:09:48 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[California Mortgage News]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Mortgage Compliance]]></category>
		<category><![CDATA[Mortgage Crisis News]]></category>
		<category><![CDATA[Mortgage Reform]]></category>
		<category><![CDATA[California mortgage brokers]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=432</guid>
		<description><![CDATA[One would think after the recent mortgage debacle and housing crisis that the government would really want to implement mortgage loan reform that closed the “loop holes” to significantly reduce the foreclosures and loan defaults that have been costing U.S. tax-payers billions of dollars each year.  California mortgage brokers face closer scrutiny as the state [...]]]></description>
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		<title>Prime-Rated Mortgage Loan Security Delinquencies Increase</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/07/14/prime-rated-mortgage-loan-security-delinquencies-increase/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/07/14/prime-rated-mortgage-loan-security-delinquencies-increase/#comments</comments>
		<pubDate>Wed, 14 Jul 2010 12:35:49 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Mortgage Crisis News]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Fitch Ratings]]></category>
		<category><![CDATA[subprime mortgages]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=420</guid>
		<description><![CDATA[According to Fitch Ratings serious delinquencies of U.S. prime-rated residential mortgages rose in June from May, the 37th-straight month of sequential gains, though Alt-A and subprime mortgages extended a recent trend of declines.   While noting the continued drops are &#8220;noteworthy,&#8221; the portion of borrowers who had been current in the prior month but fell behind&#8211;or [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Wells Fargo Announces Nearly 4000 Layoffs in Consumer Finance Unit</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/07/08/wells-fargo-announces-nearly-4000-layoffs-in-consumer-finance-unit/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/07/08/wells-fargo-announces-nearly-4000-layoffs-in-consumer-finance-unit/#comments</comments>
		<pubDate>Thu, 08 Jul 2010 13:48:16 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[FHA mortgage news]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Mortgage Crisis News]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Reform]]></category>
		<category><![CDATA[Wells Fargo]]></category>
		<category><![CDATA[bad credit home mortgages subprime home loans]]></category>
		<category><![CDATA[Consumer Finance Unit]]></category>
		<category><![CDATA[Wachovia Corporation]]></category>
		<category><![CDATA[Wells Fargo Home Mortgage]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=409</guid>
		<description><![CDATA[Wells Fargo Announced Thursday that it would no longer originate subprime home loans and were closing their finance division that specialized in those higher risked loans. ]]></description>
		<wfw:commentRss>http://blog.mortgagerelatednews.com/index.php/2010/07/08/wells-fargo-announces-nearly-4000-layoffs-in-consumer-finance-unit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA and VA Get Exemptions in Finance Reform Bill</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/07/01/fha-and-va-get-exemptions-in-finance-reform-bill/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/07/01/fha-and-va-get-exemptions-in-finance-reform-bill/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 16:54:49 +0000</pubDate>
		<dc:creator>Frances Mae</dc:creator>
				<category><![CDATA[FHA mortgage news]]></category>
		<category><![CDATA[HUD updates]]></category>
		<category><![CDATA[Mortgage Crisis News]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Reform]]></category>
		<category><![CDATA[Mortgage Reform Bill]]></category>
		<category><![CDATA[Obama Mortgage Bailouts]]></category>
		<category><![CDATA[VA Mortgage Programs]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=386</guid>
		<description><![CDATA[According to a report from the American Banker, the Federal Housing Administration and the Department of Veterans Affairs were awarded exemptions in the finance reform bill that passed last week.  From a loan origination perspective, VA and FHA lenders would be getting an unfair advantage. The reality is that in today’s mortgage market loan companies [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>California Loan Modification Bill SB 1275</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/06/20/california-loan-modification-bill-sb-1275/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/06/20/california-loan-modification-bill-sb-1275/#comments</comments>
		<pubDate>Sun, 20 Jun 2010 06:46:42 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[Foreclosure Prevention News]]></category>
		<category><![CDATA[Home Affordable Modification Program]]></category>
		<category><![CDATA[Loan Modification News]]></category>
		<category><![CDATA[Mortgage Crisis News]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=379</guid>
		<description><![CDATA[According to the LA Times, SB 1275 would prevent lenders from foreclosing on borrowers who are seeking to modify their home mortgages. California Senators Mark Leno and Darrell Steinberg are proposing to extend the same protection to all Californian homeowners making an effort to get a  loan modification. The California loan modification bill (SB 1275) would [...]]]></description>
		<wfw:commentRss>http://blog.mortgagerelatednews.com/index.php/2010/06/20/california-loan-modification-bill-sb-1275/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Homebuyer Tax Credit Extension Approved</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/06/17/homebuyer-tax-credit-extension-approved/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/06/17/homebuyer-tax-credit-extension-approved/#comments</comments>
		<pubDate>Thu, 17 Jun 2010 04:01:43 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[Mortgage Crisis News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Homebuyer Tax Credit]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=376</guid>
		<description><![CDATA[The Senate approved a plan today that give homebuyers an extra three months to finish qualifying for federal tax incentives that boosted home sales this spring.  Mortgage lenders have been backed up trying to process these mortgage loans to meet the deadline.  The move would give buyers until September 30th to complete their purchases and [...]]]></description>
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