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	<title>Mortgage News Post &#187; Mortgage News</title>
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	<description>Mortgage News Blog publishes home loan articles for brokers, lenders and consumers.  People trust our mortgage blog for breaking the financing stories that matter.</description>
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		<title>Home Loan Applications Rise</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/09/01/home-loan-applications-rise/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/09/01/home-loan-applications-rise/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 23:49:58 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[MBA]]></category>
		<category><![CDATA[Mortgage Application Report]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=518</guid>
		<description><![CDATA[Home loan applications increased 2.7% last week as more American consumers took advantage of the lowest rates in decades to lower their mortgage payments.   The Mortgage Bankers Association said Wednesday the increase was led by a 2.8% increase in refinance applications. The number of home mortgages taken out to purchase a home rose 1.8 %. Mortgage refinance [...]]]></description>
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		<title>Home Mortgage Rates Fall to Record Lows Again</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/08/23/home-mortgage-rates-fall-to-record-lows-again/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/08/23/home-mortgage-rates-fall-to-record-lows-again/#comments</comments>
		<pubDate>Mon, 23 Aug 2010 10:51:57 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[MBA]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Rate Update]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=502</guid>
		<description><![CDATA[According to Freddie Mac, mortgage rates dropped this week to more record lows amid concerns about the state of the U.S. economy.  Home mortgage rates on 30-year fixed-rate home loans, the most widely used loan, averaged 4.42 % this week, down from last week&#8217;s 4.44% and its year-ago level of 5.12 %, according to the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Fed Bans Lenders from Paying YSP to Mortgage brokers</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/08/17/fed-bans-lenders-from-paying-ysp-to-mortgage-brokers/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/08/17/fed-bans-lenders-from-paying-ysp-to-mortgage-brokers/#comments</comments>
		<pubDate>Tue, 17 Aug 2010 22:01:50 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=500</guid>
		<description><![CDATA[The Federal Reserve announced that they were banning mortgage lenders from paying bonuses to brokers for higher interest rate sold to the lender. The change is among several announced by the Federal Reserve, which has been criticized for failing to rein in high-risk lending during the housing boom.  The Federal Reserve on Monday approved a [...]]]></description>
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		<title>Mortgage Costs Rising Nationally</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/08/17/mortgage-costs-rising-nationally/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/08/17/mortgage-costs-rising-nationally/#comments</comments>
		<pubDate>Tue, 17 Aug 2010 21:25:13 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=498</guid>
		<description><![CDATA[BankRate reported that mortgage closing costs such as origination fees and third-party fees increased 36.6% from last year&#8217;s average of $2,739.  The financial survey company also indicated that that New York mortgage loans had the highest closing costs at $5,623 and Arkansas had the lowest, at $3,007.  According to a Bankrate spokeman, the financial reform law penalizes [...]]]></description>
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		<title>Fed to Keep Mortgage Rates Low</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/08/11/fed-to-keep-mortgage-rates-low/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/08/11/fed-to-keep-mortgage-rates-low/#comments</comments>
		<pubDate>Thu, 12 Aug 2010 01:58:17 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[current mortgage rates]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=490</guid>
		<description><![CDATA[The Fed Reserve&#8217;s announcement yesterday moved the mortgage markets.  Industry insiders continue to brace for the feared double dip recession.  Many analysts that aren&#8217;t in Obama&#8217;s pocket believe the economy will take another dip. The housing sector is pretty flat and there are many regions that are in desperate need of some good news.  Consumer bankruptcies in the U.S. continue to [...]]]></description>
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		<title>Emergency Homeowner Loan Program</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/08/11/emergency-homeowner-loan-program/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/08/11/emergency-homeowner-loan-program/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 23:03:56 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Foreclosure Prevention News]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Mortgage Crisis News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Relief]]></category>
		<category><![CDATA[Emergency Homeowner Loan Program]]></category>
		<category><![CDATA[FHA short refinance program]]></category>
		<category><![CDATA[self-employed home loans]]></category>
		<category><![CDATA[under-water mortgages]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=485</guid>
		<description><![CDATA[Word on the finance street is that the Federal government will soon announce the Emergency Homeowner Loan Program.  The latest round mortgage bail-outs from the Obama Administration is said to be focused on aiding homeowners who have under-water mortgages.  According to CNNMoney, the Obama administration pledged another $3 billion in additional funds available to assist distressed homeowners in a foreclosure prevention effort. [...]]]></description>
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		<title>1 in 5 Homes Are Plagued with Underwater Mortgages</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/08/09/1-in-5-homes-are-plagued-with-underwater-mortgages/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/08/09/1-in-5-homes-are-plagued-with-underwater-mortgages/#comments</comments>
		<pubDate>Mon, 09 Aug 2010 22:21:44 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[Foreclosure Prevention News]]></category>
		<category><![CDATA[Mortgage Crisis News]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Mortgage Relief]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=483</guid>
		<description><![CDATA[Zillow published a mortgage report that revealed that more 1 in 5 U.S. homes have a mortgage that is presently underwater.  This is the primary reason that so many lenders are offering loan modification agreements in regions that have seen significant declines in home values.  Fewer Americans are strategically defaulting on their mortgage loans, foreclosure [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Is It Time for Home Refinancing?</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/08/09/is-it-time-for-home-refinancing/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/08/09/is-it-time-for-home-refinancing/#comments</comments>
		<pubDate>Mon, 09 Aug 2010 15:15:59 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[current mortgage rates]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=478</guid>
		<description><![CDATA[QUESTION: Our mortgage lender said it was difficult for us to qualify because our mortgage was greater than our home value.  He said our mortgage was under-water. Do we still qualify for fixed rate mortgage refinancing? ANSWER:  You might, bvecause there are few government loan programs that are available for homeowners struggling to refinance because their mortgage is under-wtarer. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Premiums Rising</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/08/09/fha-premiums-rising/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/08/09/fha-premiums-rising/#comments</comments>
		<pubDate>Mon, 09 Aug 2010 14:24:21 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[FHA mortgage news]]></category>
		<category><![CDATA[Mortgage News]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=474</guid>
		<description><![CDATA[HUD announced last Friday that FHA loan premiums would be rising in a few weeks.  As more and more borrowers struggle to qualify for FHA refinancing, it’s hard to not question the timing of this HUD decision.  Yes raising FHA insurance premiums paid by borrowers will increase the depleted FHA loan reserves, but won’t this [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Good Credit Home Refinancing</title>
		<link>http://blog.mortgagerelatednews.com/index.php/2010/08/03/good-credit-home-refinancing/</link>
		<comments>http://blog.mortgagerelatednews.com/index.php/2010/08/03/good-credit-home-refinancing/#comments</comments>
		<pubDate>Wed, 04 Aug 2010 00:15:02 +0000</pubDate>
		<dc:creator>Freddie Max</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Articles]]></category>
		<category><![CDATA[mortgage refinance guidelines]]></category>

		<guid isPermaLink="false">http://blog.mortgagerelatednews.com/?p=462</guid>
		<description><![CDATA[Home refinancing activity increased as home mortgage rates began dropping to record lows.  The mortgage refinance guidelines callled for borrowers with good credit who took out mortgages in recent years at relatively low costs, bond prepayment reports show.  The continuous pre-payment rate for Fannie Mae’s 30- year fixed-rate home mortgages with 4.5% coupons issued in 2008 jumped an estimated 24% from the [...]]]></description>
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